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Because seniors are likely to have health issues it s especially important to work with a qualified life insurance advisor who can help you compare policies from multiple insurance companies.

Affordable life insurance for seniors with health issues. Guardian offers term life up to age 75 and permanent life insurance up to age 90. We chose guardian as the best second to die life insurance policy for seniors because of the policy options offered the guaranteed values in both the whole life and universal life options the available riders and the issue ages up to 90 years old. Talk with an independent life insurance agent who specializes in the senior market. When it comes to life insurance there s a wide range of health problems that may count as pre existing medical conditions which can either increase your rates or prevent you from applying for coverage.

If you re thinking about life insurance in the context of coronavirus see below for information on whether it counts as a pre existing condition. Follow these steps to get the best affordable life insurance for seniors over 60.

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