Average Auto Insurance Cost Per Month California
The average cost of car insurance is 1 426 per year or 713 per six month policy 118 63 per month.
Average auto insurance cost per month california. Car insurance companies see drivers with a bad driving history has being a bigger risk. The average annual cost of car insurance in the united states is 1 416 according to the data in our study. The long answer is that the average cost depends on a variety of key factors many of which we ve outlined in the sections below. Massachusetts car insurance.
Some states mandate additional coverage such as personal injury protection uninsured motorist underinsured motorist. Drivers with a bad driving history that may include tickets dui or accidents will typically pay 155 95 per month. 50 000 per person 100 000 maximum per accident for bodily injury. The average car insurance cost per month and annual rates among the largest insurers after a dui can range between 116 monthly or 1 397 annually at american family and 455 a month or 5 454 a year at the auto club group.
That s the short answer. The amount you pay for car insurance per month depends on several factors. Auto insurance costs vary widely based on individual rating factors but we created an average user profile and gathered rates from major insurers to develop these figures. Virginia with 1 191 per year or.
The average cost of a car insurance policy is 876 per year or 73 per month for a policy that meets the minimum requirements of each state. Your cost may be higher lower or somewhere right around that average. More drivers means more accident claims which spikes. Based on monthly rolling updates the average insurance rate is trending slightly up through march of 2011 with the monthly insurance average coming out to 102 42 as of march 2011.
For instance in our study on auto insurance for new drivers the average premium for a 16 year old was 1 072 per month for an 18 year old it was 789 and for a 21 year old it was 430. Drivers in california with a good driving history usually pay around 157 69 per month. New hampshire with 1 086 per year or 91 per month. California s average auto insurance premiums of 1 190 per year comes out to 99 17 per month.
Liability pays for injuries damage you cause others. But the price of your policy will be unique to your situation. The average cost of car insurance is 147 a month or 1 758 per year for a full coverage policy. States that are more urban or have large populations tend to have higher average car insurance costs than rural states.