Life Insurance Policy Locator North Carolina

You have to be the designated beneficiary or legal representative of the deceased to use this service.

Life insurance policy locator north carolina. On a quick way to find unclaimed life insurance in north carolina. 1201 mail service center325 n. Upon receipt of your completed request form the department of insurance will. How to find lost life insurance.

Life insurance policy locator service specific help. If you think the policy was purchased out of state the national association of unclaimed property administrators can direct surviving beneficiaries to each state s respective department. All life insurance is not the same. If the insured s death is dubious as well as the policy quantity is huge the insurance company might examine the conditions surrounding the death prior to choosing whether it has an obligation to pay the claim.

The department has created the lost life insurance and annuity inquiry service to help consumers locate benefits from life insurance policies or annuity contracts purchased in north carolina. Term life plans have no worth besides the assured death benefit. Term life insurance provides coverage for a specific period of time while permanent life insurance provides coverage for the insured person s entire life. To begin gather personal details of the insured individual including full name maiden name for a married individual social security number and the state of residence when the policy would have been purchased if possible once a benefit is located you ll also need a copy of the death certificate.

Service desk 816 783 8500. Even if you do not find the actual policy contact info or documents such as the name of the life insurance company is a major lead for you to use to get in touch to find out if the policy was still valid if the life insurance policy had any cash value or associated investments and start a claims process for a lost policy. Consumer services division life policy locatorconsumer services division life policy locator. 444 north capitol street nw.

Burial insurance for seniors. The naic can assist consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship. Both types pay a death benefit which is the amount of money paid out upon the insured s death. Individuals who believe that they are beneficiaries as well as executors and legal representatives of the deceased person may submit an inquiry form at the link listed below.

Lost life insurance policies north carolina. Life insurance is divided into two basic categories term and permanent. For those who may be entitled to unclaimed life insurance benefits cash or other property the nc department of state treasurer has an easy to use online search tool. It can t hurt to perform a quick search.